Overview
Coinsnap Bitcoin payment for payment service providers enables PSPs and payment gateways to offer Bitcoin as a native payment method — without taking custody of funds, without complex onboarding, and without regulatory overhead.
Designed for modern payment infrastructures, Coinsnap integrates seamlessly into existing payment stacks and allows PSPs to extend their offering with real Bitcoin payments via On-chain and Lightning.
Why Coinsnap Bitcoin Payment for Payment Service Providers?
1. No Custody – No Regulatory Burden
Coinsnap is fully self-custodial:
- Funds are transferred directly from the customer to the merchant wallet
- Coinsnap never holds or controls funds
- No settlement risk, no counterparty risk
👉 PSPs can offer Bitcoin payments without becoming a crypto custodian
2. Built for PSPs – Not Just Merchants
Coinsnap is designed to integrate at the payment provider level:
- API-first architecture
- Multi-merchant support
- Flexible wallet models
- Seamless integration into existing checkout flows
👉 Ideal for payment gateways, acquirers, and fintech platforms
3. Bitcoin-First (On-chain + Lightning)
Unlike traditional crypto payment providers, Coinsnap focuses on what actually works in payments:
Bitcoin On-chain
For larger transactions.
Bitcoin Lightning
For instant, low-fee payments.
No token overload. No fragmentation.
👉 Better UX, higher conversion, simpler integration
4. Lightning-Native Payments
- Instant payments
- Near-zero fees
- Ideal for POS, e-commerce, and microtransactions
👉 Real payment experience — not just crypto acceptance
5. Zero Onboarding Friction
No complex onboarding required:
- No KYC/KYB (for pure Bitcoin settlement)
- No merchant verification needed
- No banking dependencies
Required:
- Bitcoin address (On-chain) and/or
- Lightning address
👉 PSPs can fully manage onboarding themselves
6. Full Wallet Flexibility
Coinsnap does not enforce any wallet model.
PSPs can choose:
Centralized model
→ All payments go to a PSP-controlled wallet
Per-merchant wallets
→ Each merchant has a separate wallet
Bring-your-own-wallet
→ Merchants use their own wallet
👉 Maximum flexibility for different business models
7. Simple & Transparent Settlement
- Direct settlement to wallet (On-chain or Lightning)
- No holding periods
- No payout delays
Optional:
- Fiat settlement (via partners)
- Stablecoin settlement (USDT / USDC)
8. Cleaner Accounting & Reconciliation
Payments go directly to the destination wallet.
- No fund aggregation
- No reconciliation complexity
👉 Simplified bookkeeping for PSPs and merchants
Integration Models
Option A – Direct Merchant Model
Each merchant is connected individually.
- Funds go directly to merchant wallets
- PSP acts as integrator
👉 Best for: decentralized, Bitcoin-native setups
Option B – PSP / Merchant-of-Record Model
PSP acts as single merchant.
- Merchants mapped as stores
- Settlement to PSP wallet
👉 Best for: centralized PSP architectures
Integration
- REST API
- Webhooks for payment events
- Multi-store support
Typical timeline:
- Initial integration: a few days
- Merchant rollout: scalable
Comparison: Coinsnap vs. Traditional Crypto Payment Providers
| Feature | Coinsnap | Typical Providers |
|---|---|---|
| Custody | ✅ No | ❌ Yes |
| Lightning Support | ✅ Native | ❌ Limited / none |
| Token Support | BTC only (focused) | Many (fragmented) |
| Merchant Onboarding | Minimal | Often required |
| Settlement | Direct | Via provider |
| Regulatory Exposure | Low | Higher |
| PSP Control | High | Limited |
Use Cases
- Payment gateways adding Bitcoin as a method
- Fintech platforms expanding globally
- PSPs looking for low-risk crypto integration
- E-commerce infrastructures
- POS systems
Key Benefit in One Sentence
Coinsnap enables PSPs to offer Bitcoin payments (On-chain & Lightning) without taking custody, regulatory risk, or settlement complexity.
Get Started
Interested in integrating Bitcoin payments into your platform?
Whether you’re building a payment gateway, fintech platform, marketplace, or point-of-sale solution, Coinsnap provides everything you need to add native Bitcoin payments quickly and securely.
With self-custodial settlement, native Lightning support, flexible wallet models, and a modern REST API, Coinsnap integrates seamlessly into existing payment infrastructures while allowing merchants to retain full control of their funds.
Contact us or request API access to learn how Coinsnap can help you bring Bitcoin payments to your merchants.
